Points to Understand About the Old Navy Visa Credit Card

If you can’t obtain enough of having budget-friendly essentials in your wardrobe, the Old Navy Visa ® Credit Card might be worthy of a salute.

The Visa version and also the store variation of the card, both issued by Synchrony, are part of the family members of top quality cards from Void Inc. Along with Space and Old Navy, that umbrella of garments stores also includes Banana Republic and also Athleta.

Old Navy Visa Credit Card
Old Navy Visa Credit Card

The Old Navy Visa ® Credit Card supplies benefits as well as distinct benefits for followers of these brands, yet there are also some risks to be knowledgeable about. Here’s what to know.

Benefits at Gap Inc. stores as well as anywhere Old Navy Visa Credit Card is accepted

GE Capital Retail Financial Institution Old Navy Visa Card Credit Card
With the Old Navy Visa ® Credit Card, you’ll earn:

  • 5 factors for each $1 spent at Space Inc. brand names in-store and also online.
  • 1 factor for each $1 invested at other vendors that accept Visa.

Among the Void Inc. retailers where you can make 5 points per dollar: Gap, GapBody, babyGap, GapKids, Void Pregnancy, Space Outlet, Space Manufacturing Facility Store, Banana Republic, Banana Republic Manufacturing Facility Shop, Old Navy, Old Navy Electrical Outlet as well as Athleta.

Old Navy Credit Card
Old Navy Credit Card

Outlet, Space Manufacturing Facility Store, Banana Republic, Banana Republic Manufacturing Facility Shop, Old Navy, Old Navy Electrical Outlet as well as Athleta.

Incentives can be redeemed only at Old Navy Visa Credit Card

The incentives you make with the Old Navy Visa ® Credit Card aren’t one of the most flexible; they can be used only towards shop acquisitions (not cash back) at the brands listed above.

There’s no total limitation on the rewards you can make, however there are other caps as well as rules.

For each 500 points you make, you get an incentive of $5. You can gain as much as a maximum of $50 at once, and also as much as a max of $250 per invoicing cycle. Any incentives you make that total up to less than $5 or that push you over $250 will be rolled over to a future billing cycle.

Award points expire two years after your last purchase.

If you desire much more flexible benefits, consider general cash-back charge card, which let you spend your benefits anywhere you such as.

Earn added factors by going paperless Old Navy Visa Credit Card and sending your e-mail

The web site for the Old Navy Visa ® Credit Card provides cardholders the opportunity to earn an extra 500 points for each of the following:

Offering your email address, which allows you decide in to updates as well as deals from Void Inc. brand names.
Going paperless with your invoicing.
The 1,000-point reward that you’ll earn by completing these jobs translates right into a $10 incentive at Gap Inc. shops.

Being a ‘Navyist’ features lots of pros Old Navy Visa Credit Card

Cardholders can reach elite “Navyist” condition by earning 5,000 points in a calendar year. This condition grants access to:

  • 20% added benefits factors every quarter.
  • Free delivery with the code NAVYIST on any online order from Old Navy, Gap, Banana Republic and Athleta.
  • Free basic modification on Banana Republic acquisitions (Excludes leather and also suede merchandise. Additionally not valid for goods from Banana Republic Factory Store, Void, Old Navy as well as Athleta stores).
  • A specialized client service hotline.

To keep Navyist status, cardholders need to requalify every calendar year.

However watch on fees and APR Old Navy Visa Credit Card

The Old Navy Visa ® Credit Card has a $0 yearly cost. However, you will not get an initial interest-free duration. The continuous APR is 28.24% Variable.

This suggests that if you aren’t settling your card each month, you could rack up some hefty charges.

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